MMV Financial offers a number of debt financing alternatives to growing technology and life sciences companies. These include venture loans, bridge loans, and other solutions including equipment loans, working capital facilities, and structured loans that can be tailored to each company's specific needs.
The amount of capital we provide typically ranges from US$1.5 million to US$7.0 million, although larger transactions can be accommodated. The following is a brief description of each product:
Venture Loan
A venture loan is our most common investment structure. It provides a company with long term growth capital while incurring very limited dilution. The use of proceeds are extremely broad and can include funding for research and development, sales and marketing, acquisitions, etc. Existing banking facilities can be accommodated, and the venture loan structure is flexible to accommodate various drawdown and repayment scenarios.
Bridge Loan
Prior to completing an IPO or M&A transaction a company quite often needs to bolster its cash balance for strategic reasons including improving its negotiating position at the bargaining table. This type of loan enables management to quickly access needed capital while minimizing dilution and takes into account the complex issues related to either kind of transaction.
Other Debt Solutions
Every company's situation is unique and has its own individual nuances. As a result, a key part of our process is using our experience and expertise to develop a structure that meets the current and future needs of your company. MMV can offer a variety of alternative debt structures including:
Equipment Loans - Whether your company is buying test equipment, servers, computers or building a research lab, this form of finance frees up equity capital for other high value-add initiatives.
Working Capital Facility - MMV's portfolio companies can benefit from an operating line that allows a company to borrow against its outstanding accounts receivable and tax credits to provide a source of ongoing working capital funding.
Structured Loans - We look at a company from an asset based perspective and customize a security package that enables a company to access capital from its balance sheet that would otherwise not be available from traditional sources.
MMV Financial’s business is built on providing a range of creative financing solutions that allow growing companies fast and efficient access to additional capital with limited dilution.